Jim Holtzman, CFP

Jim Holtzman, CFP, an adviser at Legend Financial Advisors, a fee-only financial advisory with $273 million ­under management, Pittsburgh. Legend-Financial.com

Financial Planning

How Big an Emergency Fund Do You Need?

It May Be More…or Less…Than You Think Most financial advisers agree that consumers should keep some readily available cash in…

Financial Planning

Where to Turn First for Emergency Cash

Every household should strive to keep an emergency fund that is big enough to cover expenses for at least six…